Terms of Service

1. Terms

By accessing the website at InsureRocket.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on InsureRocket’ website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on InsureRocket’ website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by InsureRocket at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on InsureRocket’ website are provided on an ‘as is’ basis. InsureRocket makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, InsureRocket does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall InsureRocket or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on InsureRocket’ website, even if InsureRocket or a InsureRocket authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on InsureRocket’ website could include technical, typographical, or photographic errors. InsureRocket does not warrant that any of the materials on its website are accurate, complete or current. InsureRocket may make changes to the materials contained on its website at any time without notice. However InsureRocket does not make any commitment to update the materials.

6. Links

InsureRocket has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by InsureRocket of the site. Use of any such linked website is at the user’s own risk.

7. Mobile Messaging Terms & Conditions

InsureRocket (“We,” “Us,” “Our”, “INSR”) is offering a mobile messaging program (the “Program”), subject to these Mobile Messaging Terms and Conditions (the “Terms”). If you do not wish to continue participating in the program or no longer agree to these Terms, you can reply “STOP” to any mobile message from Us in order to opt out of the Program.

User Opt In: Our text messaging service supports the following carriers: AT&T, Boost, MetroPCS®, Sprint, T-Mobile®, US Cellular®, Verizon Wireless, Virgin Mobile and others. T-Mobile® is not liable for delayed or undelivered messages.

Cost and Frequency: Message and data rates may apply. The Program involves recurring mobile messages, and additional mobile messages may be sent based on your interaction with Us.

Contact Information: For support email us at [email protected].

MMS Disclosure: The Program will send SMS MTs if your mobile device does not support MMS messaging.

8. Modifications

InsureRocket may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

9. Arbitration Agreement

You and InsureRocket agree that we will resolve any disputes between us through binding and final arbitration instead of through court proceedings. All controversies, claims, counterclaims, or other disputes arising between you and InsureRocket relating to the Site or these Terms of Use (each a “Claim”) shall be submitted for binding arbitration in accordance with the Rules of the American Arbitration Association (“AAA Rules”). The arbitration will be heard and determined by a single arbitrator. The arbitrator’s decision in any such arbitration will be final and binding upon the parties and may be enforced in any court of competent jurisdiction. The parties agree that the arbitration will be kept confidential and that the existence of the proceeding and any element of it (including, without limitation, any pleadings, briefs, documents, or other evidence submitted or exchanged and any testimony or other oral submissions and awards) will not be disclosed beyond the arbitration proceedings, except as may lawfully be required in judicial proceedings relating to the arbitration or by applicable disclosure rules and regulations of securities regulatory authorities or other governmental agencies.

If you demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, InsureRocket will pay as much of the administrative costs and arbitrator’s fees required for the arbitration as the arbitrator deems necessary to prevent the cost of the arbitration from being prohibitive. In the final award, the arbitrator may apportion the costs of arbitration and the compensation of the arbitrator among the parties in such amounts as the arbitrator deems appropriate.

This arbitration agreement does not preclude you from seeking action by federal, state, or local government agencies. You and InsureRocket also have the right to bring qualifying claims in small claims court. In addition, you and InsureRocket retain the right to apply to any court of competent jurisdiction for provisional relief, including pre-arbitral attachments or preliminary injunctions, and any such request shall not be deemed incompatible with these Terms of Use, nor a waiver of the right to have disputes submitted to arbitration as provided herein.

Neither you nor InsureRocket may act as a class representative or private attorney general, nor participate as a member of a class of claimants, with respect to any Claim. Claims may not be arbitrated on a class or representative basis. The arbitrator can decide only your and/or InsureRocket’s individual Claims. The arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated. This Section 9 will survive the termination of your relationship with InsureRocket.

THIS SECTION LIMITS CERTAIN RIGHTS, INCLUDING THE RIGHT TO MAINTAIN A COURT ACTION, THE RIGHT TO PARTICIPATE IN ANY FORM OF CLASS OR REPRESENTATIVE CLAIM, THE RIGHT TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED IN AAA RULES, AND THE RIGHT TO CERTAIN REMEDIES AND FORMS OF RELIEF. OTHER RIGHTS THAT YOU OR InsureRocket WOULD HAVE IN COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the state of Deleware, U.S.A. and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Compliance with laws

You affirm that your utilization of the Service will adhere to all pertinent laws and regulations, including Data Protection Laws. It's your responsibility to assess whether the Service aligns with your legal obligations under laws such as HIPAA, GLBA, Data Protection Laws, US export control laws, economic sanctions laws, or others. InsureRocket holds no liability if your use of the Service breaches any laws or regulations. You may not employ the Service for unlawful or discriminatory activities, including those prohibited by acts like the Federal Trade Commission Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, or Children's Online Privacy Protection Act. You confirm that you've obtained valid consent or legal basis for all data, including Personal Data, uploaded, stored, or processed with the Service.

Furthermore, you agree, represent, and warrant to InsureRocket that you'll procure and maintain all required permissions and valid consents or legal bases necessary for lawfully transferring data to InsureRocket. This includes enabling the lawful collection, processing, and sharing of data by InsureRocket for Service provision or as per your directives. If InsureRocket processes your data or information protected by Data Protection Laws as a Data Processor on your behalf, you and InsureRocket shall adhere to the InsureRocket Data Processing Agreement. This agreement outlines your and InsureRocket’s obligations concerning data protection and security during data processing in connection with the Services. You also agree to indemnify us from any losses, including legal fees and expenses, resulting from your violation of this Section.