Oscar Health Medicare Review (2026)
Comprehensive review of Oscar Health Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
3.5
States Served
5
MA Members
42K
Founded
2012
InsureRocket Rating
Oscar Health Overview
Oscar Health is a technology-focused health insurance company that entered the Medicare Advantage market to bring its modern, user-friendly approach to senior healthcare. Known for its intuitive mobile app and emphasis on technology-driven care, Oscar serves approximately 42,000 Medicare Advantage members in a small but growing number of markets.
Oscar Health Medicare Plans
Oscar Health offers Medicare Advantage HMO plans featuring an integrated technology platform, dedicated concierge care team, seamless telehealth access, prescription drug coverage, and supplemental benefits including dental, vision, and hearing. Their digital-first approach includes an easy-to-use app for managing benefits, finding providers, and accessing care.
Plans Offered:
Coverage Areas
Oscar Health Medicare Advantage plans are currently available in select counties across approximately 5 states including New York, Texas, Florida, Arizona, and California. The company has been selectively expanding its Medicare footprint.
Official Resources
- Oscar Health — Medicare Plans— Official carrier site
- Medicare.gov — Plan Finder Tool— Compare Oscar Health plans in your zip code
- CMS.gov — 2026 Medicare Star Ratings— Verify Oscar Health's contract-level ratings
- SHIP — Free Medicare Counseling— Unbiased help comparing Oscar Health to local alternatives
Pros and Cons
Strengths
- User-friendly technology platform
- Concierge care team
- Modern digital experience
- Seamless telehealth integration
Weaknesses
- Very limited Medicare geographic coverage
- Small Medicare enrollment
- Newer to Medicare market
- Limited plan options
Compare Other Insurance Companies
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Frequently Asked Questions
Is Oscar Health a good Medicare insurance company?
Oscar Health has a CMS star rating of 3.5 out of 5. Key strengths include User-friendly technology platform, Concierge care team, Modern digital experience. However, some limitations include Very limited Medicare geographic coverage and Small Medicare enrollment. The best plan depends on your specific healthcare needs and location.
What Medicare plans does Oscar Health offer?
Oscar Health offers the following Medicare products: Medicare Advantage HMO. Plan availability varies by county, so check Oscar Health's website or Medicare.gov to see what is available in your area.
How many states does Oscar Health serve?
Oscar Health Medicare plans are available in approximately 5 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a Oscar Health Medicare plan?
You can enroll in Oscar Health Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Oscar Health directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.