Molina Healthcare Medicare Review (2026)
Comprehensive review of Molina Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
3.5
States Served
15
MA Members
215K
Founded
1980
InsureRocket Rating
Molina Overview
Molina Healthcare specializes in government-sponsored healthcare, with a particular focus on serving low-income and dual-eligible Medicare-Medicaid beneficiaries. Founded by Dr. C. David Molina in 1980 to provide care to underserved communities, Molina now serves approximately 215,000 Medicare members across 15 states.
Molina Medicare Plans
Molina offers Medicare Advantage HMO plans and Dual-Eligible Special Needs Plans (D-SNPs) designed for beneficiaries who qualify for both Medicare and Medicaid. Their plans typically feature very low or $0 premiums, integrated prescription drug coverage, dental and vision benefits, transportation assistance, and care coordination services tailored to complex medical needs.
Plans Offered:
Coverage Areas
Molina Healthcare Medicare plans are available in select counties across approximately 15 states including California, Florida, Illinois, Michigan, New York, Ohio, South Carolina, Texas, Washington, and Wisconsin.
Official Resources
- Molina Medicare — Plans & Benefits— Official carrier site
- Medicare.gov — Plan Finder Tool— Compare Molina plans in your zip code
- CMS.gov — 2026 Medicare Star Ratings— Verify Molina's contract-level ratings
- SHIP — Free Medicare Counseling— Unbiased help comparing Molina to local alternatives
Pros and Cons
Strengths
- Specializes in dual-eligible populations
- Low-cost plan options
- Strong Medicaid-Medicare integration
- Focus on underserved communities
Weaknesses
- Smaller provider networks
- Limited geographic coverage
- Fewer plan choices
- Less name recognition
Compare Other Insurance Companies
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Frequently Asked Questions
Is Molina a good Medicare insurance company?
Molina has a CMS star rating of 3.5 out of 5. Key strengths include Specializes in dual-eligible populations, Low-cost plan options, Strong Medicaid-Medicare integration. However, some limitations include Smaller provider networks and Limited geographic coverage. The best plan depends on your specific healthcare needs and location.
What Medicare plans does Molina offer?
Molina offers the following Medicare products: Medicare Advantage HMO, Medicare-Medicaid Dual Plans, Medicare Part D. Plan availability varies by county, so check Molina's website or Medicare.gov to see what is available in your area.
How many states does Molina serve?
Molina Medicare plans are available in approximately 15 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a Molina Medicare plan?
You can enroll in Molina Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Molina directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.