Alignment Healthcare Medicare Review (2026)
Comprehensive review of Alignment Healthcare Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
4.0
States Served
4
MA Members
115K
Founded
2013
InsureRocket Rating
Alignment Healthcare Overview
Alignment Healthcare is a tech-enabled Medicare Advantage company focused on transforming healthcare for seniors through its proprietary AVA clinical intelligence platform. Founded by healthcare industry veterans, Alignment serves approximately 115,000 Medicare Advantage members primarily in California, with expansion into select markets in Nevada, North Carolina, and Arizona.
Alignment Healthcare Medicare Plans
Alignment Healthcare offers Medicare Advantage HMO plans designed around their AVA platform, which uses data analytics to proactively manage member health. Plans typically include $0 premiums, comprehensive dental, vision, and hearing benefits, prescription drug coverage, transportation, meals, fitness programs, and 24/7 nurse hotline access.
Plans Offered:
Coverage Areas
Alignment Healthcare Medicare Advantage plans are available in select counties across California (their primary market), Nevada, North Carolina, and Arizona. The company continues to expand but maintains a selective, quality-focused growth strategy.
Official Resources
- Alignment Health Plan — Medicare Advantage— Official carrier site
- Medicare.gov — Plan Finder Tool— Compare Alignment Healthcare plans in your zip code
- CMS.gov — 2026 Medicare Star Ratings— Verify Alignment Healthcare's contract-level ratings
- SHIP — Free Medicare Counseling— Unbiased help comparing Alignment Healthcare to local alternatives
Pros and Cons
Strengths
- Strong clinical outcomes
- AVA technology platform for care management
- High member satisfaction
- Focus on complex care populations
Weaknesses
- Very limited to California, Nevada, North Carolina, Arizona
- Small enrollment
- HMO only
- Limited brand recognition
Compare Other Insurance Companies
Related Guides
Frequently Asked Questions
Is Alignment Healthcare a good Medicare insurance company?
Alignment Healthcare has a CMS star rating of 4.0 out of 5. Key strengths include Strong clinical outcomes, AVA technology platform for care management, High member satisfaction. However, some limitations include Very limited to California, Nevada, North Carolina, Arizona and Small enrollment. The best plan depends on your specific healthcare needs and location.
What Medicare plans does Alignment Healthcare offer?
Alignment Healthcare offers the following Medicare products: Medicare Advantage HMO. Plan availability varies by county, so check Alignment Healthcare's website or Medicare.gov to see what is available in your area.
How many states does Alignment Healthcare serve?
Alignment Healthcare Medicare plans are available in approximately 4 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a Alignment Healthcare Medicare plan?
You can enroll in Alignment Healthcare Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting Alignment Healthcare directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.