AARP/UnitedHealthcare Medicare Medicare Review (2026)
Comprehensive review of AARP Medicare Medicare plans including coverage options, ratings, pros and cons, and how they compare to other carriers.
CMS Star Rating
4.0
States Served
50
MA Members
4.2M
Founded
1958
InsureRocket Rating
AARP Medicare Overview
AARP Medicare plans are offered by UnitedHealthcare through an exclusive partnership with AARP, the nation's largest organization for people age 50 and older. This partnership combines AARP's trusted brand and advocacy mission with UnitedHealthcare's health plan infrastructure. Together, they serve approximately 4.2 million Medicare members nationwide.
AARP Medicare Medicare Plans
AARP/UnitedHealthcare offers a full suite of Medicare products including AARP Medicare Advantage HMO and PPO plans, AARP Medicare Supplement Plans (the most popular Medigap brand in America), and AARP Medicare Rx prescription drug plans through a Walgreens co-branded pharmacy network. Plans include benefits like Renew Active fitness, dental, vision, hearing, and telehealth.
Plans Offered:
Coverage Areas
AARP/UnitedHealthcare Medicare plans are available in all 50 states and the District of Columbia. AARP Medicare Supplement plans have particularly broad availability, while Medicare Advantage plan options vary by county.
Official Resources
- AARP Medicare Plans — Official Information— Official carrier site
- Medicare.gov — Plan Finder Tool— Compare AARP Medicare plans in your zip code
- CMS.gov — 2026 Medicare Star Ratings— Verify AARP Medicare's contract-level ratings
- SHIP — Free Medicare Counseling— Unbiased help comparing AARP Medicare to local alternatives
Pros and Cons
Strengths
- AARP brand trust and recognition
- Nationwide availability
- Strong Medigap offerings
- Walgreens partnership for Part D
- Renew Active fitness program
Weaknesses
- Can be more expensive than non-AARP alternatives
- AARP membership required for some benefits
- Same UHC network limitations apply
Compare Other Insurance Companies
Related Guides
Frequently Asked Questions
Is AARP Medicare a good Medicare insurance company?
AARP Medicare has a CMS star rating of 4.0 out of 5. Key strengths include AARP brand trust and recognition, Nationwide availability, Strong Medigap offerings. However, some limitations include Can be more expensive than non-AARP alternatives and AARP membership required for some benefits. The best plan depends on your specific healthcare needs and location.
What Medicare plans does AARP Medicare offer?
AARP Medicare offers the following Medicare products: Medicare Advantage HMO, Medicare Advantage PPO, Medicare Part D, Medicare Supplement. Plan availability varies by county, so check AARP Medicare's website or Medicare.gov to see what is available in your area.
How many states does AARP Medicare serve?
AARP Medicare Medicare plans are available in all 50 states. Coverage areas and plan options vary by county within each state.
How do I enroll in a AARP Medicare Medicare plan?
You can enroll in AARP Medicare Medicare plans during the Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period. Enroll through Medicare.gov, by contacting AARP Medicare directly, or through a licensed insurance agent.
Disclaimer: Plan availability, benefits, and premiums vary by location. Contact Medicare.gov or 1-800-MEDICARE for complete information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.